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Aug 2025

5 Best Personal Loan Providers

Navigate the personal loan landscape with ease and confidence. This page offers a thorough comparison of the leading personal loan options, ensuring you make an informed decision that supports your financial growth.

1
Editor's Choice
Editor's Choice
Our Score
-
9.9 / 10

Credible Personal Loans offers a seamless way to compare rates from multiple lenders, ensuring you find the best loan for your needs. With a user-friendly platform and personalized loan options, Credible makes borrowing easy and transparent.

  • APR: 6.49% - 35.99%

  • Loan Term: 12-120 months

  • Min. Credit Score: 600

  • Loan Amount: up to $200K

  • Learn More

Check Rates
Our Score
-
9.9 / 10
2
Our Score
-
9.8 / 10

LendingTree Personal Loans provide a seamless way to compare multiple loan offers, helping you find the best rates and terms to fit your financial needs.

  • APR: 6.99% - 35.99%

  • Loan term: 12-144 months

  • Min. Credit Score: 620

  • Learn More

Check Rates
Our Score
-
9.8 / 10
3
Our Score
-
9.6 / 10

Lightstream Personal Loans offer competitive low rates and flexible terms, making them ideal for borrowers with good to excellent credit. With no fees and same-day funding, Lightstream provides a seamless lending experience.

  • APR: 6.49% - 35.99%

  • Loan Term: 24-84 months

  • Min. Credit Score: 680

  • Learn More

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Powered by Credible
Our Score
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9.6 / 10
4
Our Score
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9.7 / 10

Upstart Personal Loans offer a fast, AI-driven approval process with flexible terms and competitive rates, designed for borrowers seeking quick funding.

  • APR: 6.60% - 35.99%

  • Loan Term: 6-144 months

  • Min. Credit Score: 580

  • Learn More

Check Rates
Powered by Credible
Our Score
-
9.7 / 10
5
Our Score
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9.0 / 10

Happy Money - Simpler way to handle credit cards repayments

  • APR: 6.60% - 35.99%

  • Loan Term: 24 - 60 months

  • Min. Credit Score: 620

  • Learn More

Check Rates
Powered by Credible
Our Score
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9.0 / 10